Privacy Policy
Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use Fintech across mobile and web platforms.
1. Information We Collect
We may collect information about you in a variety of ways, including:
a. Personal Information Information that identifies you or your business, including but not limited to: Name, Business name, Email address, Phone number, Mailing address, Tax identification number (TIN) or business registration information and Bank account details (for settlement and payouts)
b. Transaction & Processing Information: When you use our payment services, we may collect: transaction amounts and dates, payment method details (excluding full card numbers), chargeback and dispute data, processing volume and activity.
c. Technical & Usage Data Automatically collected information may include: IP address Browser type and device information Pages visited and time spent on the website Referring URLs Cookies and similar tracking technologies
2. How We Use Your Information
We use collected information to:
Provide, operate, and maintain our Services
Process payments and settlements
Verify identity and perform underwriting
Communicate with you regarding your account
Improve website functionality and user experience
Detect and prevent fraud, security threats, or illegal activity
Comply with legal, regulatory, and card network requirements
3. Sharing of Information
We may share your information with:
Payment processors, acquiring banks, and card networks to facilitate transactions
Service providers and vendors who perform services on our behalf
Regulatory authorities or law enforcement when required by law
Business partners or affiliates as necessary to provide Services
We do not sell your personal information.
4. Cookies & Tracking Technologies
ArmourPay uses cookies, web beacons, Google Analytics and similar technologies to:
Enhance website performance
Analyze traffic and usage trends
Remember preferences
You may disable cookies through your browser settings, but doing so may affect site functionality
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
ArmourPay does not store full credit card numbers on its servers and relies on PCI-compliant partners for payment processing
6. Data Retention
We retain personal information only for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.
7. Your Privacy Rights
Depending on your location, you may have rights to:
Access the personal information we hold about you
Request corrections or updates
Request deletion of certain data
Opt out of marketing communications
Requests may be submitted using the contact information below. We may need to verify your identity before fulfilling requests.
8. Third-Party Websites
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those websites. You should review their privacy policies separately.
9. Children’s Privacy
ArmourPay does not knowingly collect personal information from individuals under the age of 18. If we become aware that such information has been collected, we will take appropriate steps to delete it.
10. Changes to This Privacy Polic
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of the Services constitutes acceptance of the revised Policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
ArmourPay LLC
info@armourpay.com
https://www.armourpay.com
By using ArmourPay, you acknowledge that you have read and understand this Privacy Policy.
